WHO WE COVER
Frederick Mutual Insures Businessowners
Are you a painter, electrical or HVAC contractor, landscaper, or any type of artisan contractor? Protecting your tools, equipment, and daily operations is essential for your business. Frederick Mutual offers one of the most competitive contractors insurance in the nation. Our artisan contractor insurance protects contractors like you so you can grow your business and expand your projects while we protect your peace of mind. Learn more about our Artisan Contractor’s Insurance here!
This insurance is for the office professional who needs insurance coverage for their building and/or liability and property inside the building. In case an accident happens on your property or damage occurs to your personal property (desks, computers, etc.) our office building & office professional insurance protects your Peace of Mind. Additionally, we offer coverages of Employment Professional & Liability Insurance (EPLI) and Cyber Coverage. Read about office & office building coverage here!
As a small business owner, you have an important role in the life of your community. The least of your concerns should be your business’ insurance. Frederick Mutual’s retail insurance can provide you peace of mind as you make sales, design and purchase your products, and market your way to success. Our extensive coverage of your business personal property and products will protect your business in the event of a covered loss. Learn more here about Retail Insurance or request a quote today!
Do you own a hair salon, photography studio, laundromat or other service-oriented business? If so, you could be eligible for an insurance policy with Frederick Mutual. Keep your business protected as you serve in high traffic industries where clients and customers could suffer a slip and fall, or any accident can occur at any time so make sure that you are covered. Service industry insurance also covers your business personal property. Read more about Service Industry Insurance here!
Are you in the wholesale or distributor business? Wholesale and distribution industries can range from clothing, flowers, furniture, and appliances to many more! Make sure your personal property and daily operations are covered with our wholesale and distributors insurance. As your business functions in a laborious, fast paced industry our wholesale and distributors insurance will protect your liability on and off premises. Read about our wholesale and distributors insurance.
Apartment Building or property owners need secure coverage to protect their assets. Frederick Mutual offers one of the nation’s leading apartment building insurance products. We cover apartment buildings that are strictly residential or have additional occupancies for mercantile or office risks. Keep your commercial investments safe and you and your lessors in peace with our comprehensive apartment insurance coverage. Learn more about the type of apartments and dwellings we cover.
HOMeowner/Rental/Rental Property Owner Insurance Coverage
Frederick Mutual historically has offered insurance for homeowners, renters, and dwelling fire policies. In January 2024, Frederick Mutual sold its renewal rights for our homeowner’s insurance policies to other insurance carriers in our corresponding states of business. For Maryland and Pennsylvania policyholders, Farmers of Salem New Jersey now holds the renewal rights and qualifying policies are migrating to their platform. To contact Farmers of Salem New Jersey please visit Farmers Of Salem :: Contact Us. If you are a policyholder whose home is located in North Carolina or Virginia please contact your agent.