Frederick Mutual celebrates 182 years in business as of December 15, 2024. Founded on December 15, 1843, FMIC has continuously operated for 182 years as a mutual insurance company serving policyholders, initially in Maryland; and subsequently expanding the operating territory into Pennsylvania, Virginia, Delaware, D.C., and North Carolina. As the 3rd oldest insurance company in Maryland and the 9th oldest in the United States, Frederick Mutual works with respected local independent agents and policyholders who share our values of innovation, exceptional service, and commitment to profitable growth. Our vision remains to be the Regional Company of Choice for small commercial business insurance!